June 25, 2024
AgencyUnderstanding Farm Insurance Coverage Options
Farms form the backbone of the food supply chain for American homes and families. However, as essential as these businesses may be, they can be risky and perilous. The agricultural sector consistently ranks as one of the most dangerous among U.S. employers, and farm owners must manage many prominent risks and exposures, including working with […]
April 29, 2024
AgencyBoat Insurance in Maryland
Boating is a popular pastime on Maryland’s extensive coastline and waterways. But before you set sail, it’s essential to understand your boat insurance options. Boat insurance is a type of coverage that may help cover costs associated with damage to your boat or liability issues that could arise from its use. This coverage is not […]
December 29, 2023
AgencyWinterizing Your Home: How Insurance Can Help You Prepare
As winter approaches, homeowners are busy preparing their homes for the colder months. From sealing drafts to insulating pipes, there’s much to consider when winterizing your home. One aspect that is often overlooked but is crucial in safeguarding your property is insurance. How to Prepare Your Home for Winter Use the following times to make […]
November 29, 2023
AgencyWhat Are the Benefits of Using an Independent Insurance Agent?
The independent agents at Mann & Gray Insurance in Fruitland, Maryland, specialize in helping local individuals and businesses get appropriate insurance coverage. Independent insurance agents offer personalized service and expert advice tailored to your needs. With access to a wide range of insurance products from multiple carriers, we can compare policies and find the best […]
July 17, 2023
AgencyWhat Is Non-Owner Auto Insurance Coverage?
There are many situations where a person needs to purchase car insurance for their vehicle. What if you do not own a vehicle? You may still be a driver, but you don’t own a car at this time. Do you need auto insurance? The answer here is yes. This is what non-owner auto insurance is, […]
March 23, 2023
AgencyHome Structure Type: Brick, Frame, Stone? Does It Matter?
When obtaining home insurance, provide detailed information to your insurance agent. You need to be sure the policy you purchase properly represents your home. Small mistakes can lead to big problems later on. At the end of the day, you must make sure your policy reflects the unique property. For example, be clear on the […]
February 9, 2023
AgencyWhat Insurance Do You Need on a New Farm?
Starting a new farm is an exciting but expensive venture that offers as much risk as it does reward. This is why insurance is recommended for farmers to protect their assets and income in case of a lawsuit or accident. However, not all insurance policies are created equally and it is important to find the […]
January 16, 2023
AgencyDo You Need Life Insurance After a Divorce?
If you’re recently divorced and your children are grown, you may think that cancelling your life insurance policy is an appropriate decision. However, the truth is that life insurance still has many more benefits that can help your loved ones after your death. The extra financial support may make a world of difference to your […]
December 28, 2022
AgencyFirst-time Home Buyers 101
Your first time buying a home can be an exciting—and nerve-racking—experience. Like many big decisions, preparation is key to success. Read this article for tips on preparing to buy your first home and best practices for insuring your home after your purchase. Contact Mann & Gray Insurance Associates in Fruitland, Maryland, for further home guidance. […]
November 9, 2022
AgencyUnderstanding Business Insurance for a Home Business
More and more people are starting businesses operated from their homes. Often there is some confusion regarding the types of business insurance needed to adequately protect business property in your home. It is important to have a clear understanding about insurance for your home business. Your Homeowners Policy May Not Offer Adequate Protection Usually, one […]